Was a vote illegal? What constitutes "unsightly"? These questions are others will be answered in this week's Ask the HOA Expert, with Richard Thompson.

Chinese drywall, coastal living, lower home prices and credit scores are all issues that can boost your cost of homeowners insurance, leave you with less coverage or even get your policy canceled.

We may not all have been blessed with a green thumb, but thanks to some helpful pointers, growing the garden of our dreams can now be a reality.